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Where Client Needs Are Always
Our First Priority
From the East End of Long Island . . .
To the West Side of Manhattan . . .
" In each of our experiences with the staff
our loan process went through smoothly and
was handled efficiently and knowledgeably."
- A. & M. Delle Donna
And Everywhere We Do Business
 
Our Philosophy is Very Simple:
Do What's Right For The Client.
At Americana Mortgage Group, Inc. we provide our clients with the lowest mortgage rates and the most highly experienced, reliable, professional, trustworthy service that can be delivered. Our goal is to make you feel like family. We pride ourselves on our high level of integrity and appreciate the opportunity to earn your business. Whether you are shopping for a new home, refinancing your existing mortgage to a fixed rate or wish to turn your home equity into cash, our goal is to earn your trust by putting you first.
" In a competitive market,
customer service becomes key,
and the customer service was exceptional."
- A. & M. Biamonte
Is Now the Right Time to
REFINANCE Your Mortgage ?
Are you in the grips of an Adjustable Rate Mortgage ? Are your auto loans, monthly credit card payments and personal loans overwhelming your monthly budget? Are you trying to decide if now is a good time to refinance? With today's fixed rate near historically low levels, now might be the right time to refinance. Check out our Refinance Mortgage Loan Calculator or our Debt Consolidation Mortgage Loan Calculator! We are focused on placing you in the loan program that works best for you.
" I cannot emphasize enough how professional and
thorough the staff was during the application process.
Thank you again, for your great service."
-P. Schlotman
PREQUALIFICATION Made Easy
If you are shopping for a new home, contact us for a free consultation with an experienced mortgage loan professional, have you questions answered and receive a personalized mortgage Loan PREQUALIFICATION CERTIFICATE. This Certificate will provide added strength and confidence when you are negotiating your new purchase. We are also available to speak with your real estate agent or attorney, at your request, regarding your PreQualification. Are you confused by all the advertisements and different loan programs from which to choose? Our Loan Program page will help you find the right type of mortgage loan for your specific situation and long term needs.
We're first in jumbo mortgages, home equity loans and refinancing of residential real estate in New York, Long Island, Nassau, Suffolk, Queens, Connecticut, Florida; and soon to be licensed in New Jersey !
" It was an excellent experience! Extremely
professional as well as being very welcoming."
- G. Petrocelli
Get Your Home Loan Application Approved Quickly and Simply. Office Visits are Optional !
Our processing is so streamlined that all transactions can be done by mail, phone, fax, and email. No matter the method, your home loan will get the same priority and attention we give to clients who prefer to do business in-person--at either of our New York, LI mortgage offices in Manhasset and Southampton. Your confidentiality is always ensured at Americana
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 Mortgage News Daily
Explaining The MBS Settlement Process - 5 hours ago
Posted To: MBS Commentary10yr Notes progressively improved into the PM , ending 5 ticks better on the day with a yield of 3.70. MBS fought off much of the AM weakness in tsy's, and rallied just as well into the PM, reaching 101-15 at 4pm. But then we ended 4 ticks down on the day at 101-01! WHAT?!?!? So you're tellin' me MBS effectively erased all gains from the past two days?! Not exactly... I'll let AQ explain... -------------------------------------------- If you haven't read the following description of the agency MBS settlement process...please don't skip over it as it may save you from having to change your pants when next month's settlement rolls around. If you have read it...go over it one more time just to make sure the underlying logic is clear. The March FN 4.5 MBS coupon has...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Commercial and Multifamily Mortgages Outperforming Overall Bank Holdings - 6 hours ago
Posted To: MND NewsWireCommercial and multifamily mortgages continue to have the lowest rates of charge-offs of any loan types at banks and thrifts and perform better than the overall loan portfolios at those institutions according to the Mortgage Bankers Association (MBA). In response to what it referred to as a great deal of discussion and conjecture about those loans in recent months, MBA updated an earlier " DataNote " analysis of commercial and multifamily mortgage data from the 4th quarter of 2008 with data from the same period in 2009. The report states that 56 percent of the assets held by banks and thrifts at the end of 2009 consisted of loans and leases, a category that includes 1-4 family mortgages, home equity loans, credit cards and other consumer loans, commercial mortgages, multifamily mortgages...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
HUD Enforcing Job Creation Requirements for State and Local Governments - 7 hours ago
Posted To: MND NewsWireThe Department of Housing and Urban Development (HUD) has released the results of the first stage of its increased oversight and enforcement of job creation requirements under Section 3 of the Housing and Urban Development Act of 1968. In a press release on Monday HUD said that more than 3,100 state and local government agencies that receive HUD funds have responded to its campaign to expand hiring and contracting opportunities for low-income persons and three out of four of HUD-funded state and local agencies had submitted their annual reports. HUD said that this was the largest response since HUD made such reporting mandatory. Under Section 3, state and local governments that receive funding from HUD in excess of $200,000 for activities involving housing construction, demolition, rehabilitation...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS AFTERNOON: Potential Reprices For The Better - 7 hours ago
Posted To: MBS CommentaryMBS Off To The Races with 4.5's up 8 ticks to 101-15! 10yr up 5 ticks on the day dropping yield to 3.70 (through post auction resistance) Reprices for the better = highly likely From the Ninja: Mortgages are still on hold as today’s 3yr note auction held few surprises-everyone loves the shorter end of the curve; don’t you? $40 billion notes maturing in 2013 is quite commonplace and the sheer size of the issue is no longer an emotional and or logistical challenge to anyone directly (or indirectly, on the bid) involved. No real change to the way we do and or perceive business here in MBS secondary trading land. The market is better into lower and or range-bound rates, like today, and not as excited should the treasury market break out to the upside to prices (and lower interest...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Risk Weighted Returns; Warehouse Lending Credit Manager Needed; Subprime Analysts Lost; Bank News - 7 hours ago
Posted To: The Garrett Watts ReportWe commented last week how a lot of people didn’t know what HSBC stood for... If you go back to when they bought a bank in Buffalo, New York to established themselves in the U.S. The joke was that HSBC stood for "Holy ____, Buffalo's Cold.” City National Bank (Los Angeles) was in the news for paying off all its TARP money last week, but the real story is how they became L.A.’s prestige bank in the first place. Frank Sinatra’s son was kidnapped on a Friday in 1963, and the singer called up Bank of America, Security Pacific and a few other big banks asking for $240,000 to pay the ransom money. The big banks told him to come in Monday morning and fill out a loan application. When he called City National, Chairman Bram Goldsmith told him “Come down to the...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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